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How to prevent and be prepared for a house fire

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Preventing home fires

Let’s review the leading causes of house fires and the easy steps you can take to prevent them.

  1. Cooking

Cooking is the number one cause of house fires. You should always keep an eye on the stove/ Oven when there in use. You should also use always use a timer so you burn your food. Here’s a few things to keep in mind

  • Don’t fill pots and pans to the top
  • Keep your Cooking area clean of Grease
  • Keep your Barbecue our side of your house
  1. Smoking

Most fires caused by smoking start in the bedroom or living room. To prevent a smoking-related fire at home, only smoke outdoors and follow these tips

  • Throw the cigarette butts with sand or water to make sure they are properly extinguished.
  • Never put cigarettes out in flower pots or throw butts on the grass or in the garden.
  • Store matches and lighters safely out of reach.
  • If you use an e-cigarette, stay close by while it’s charging.
  1. Heating and open flames
  • Candles are the major cause of residential fires every year. Keep candles 12 inches away from anything that could catch fire, especially fabrics.
  • Ask a professional to clean and inspect your chimney at least once a year.
  1. Electricity
  • Treat electric heaters—baseboards and portable space heaters—like any other heat source: leave at least three feet of space between the heater and anything flammable.
  • Don’t overload your outlets. If you need extension cords, ensure that they don’t run across the room or under carpets.
  • Check the wattage on your light fixtures and use the appropriate light bulbs.

Conclusion

A robust home insurance policy acts as a financial shield against the aftermath of a house fire. It covers the cost of rebuilding or repairing your home, replacing personal belongings, and even additional living expenses if you need to temporarily relocate. This safety net ensures that the financial burden of recovery doesn’t compound the emotional and physical toll of a house fire.

Disclaimer: All information in this site is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information. Information is for awareness purpose only and you should speak to a licensed insurance broker for specific and relevanbt answers.

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