As a driver, being involved in a car accident can be a daunting experience. But what happens when the other driver flees the scene without leaving any contact information? This is what we call a hit-and-run incident, and it’s important to know how to handle it.
First Step for Hit-and-Run Car Incident.
First and foremost, if you are ever involved in a hit-and-run car accident, make sure to remain calm and assess the situation. Check if anyone is injured, and if so, call 911 immediately. If no one is injured, you should still contact the police and report the incident. Remember to take note of the location, time, and any details you can remember about the other vehicle, such as its make, model, and license plate number.
What to do after reporting to Police?
Once you have reported the incident to the police. You should also contact your car insurance provider as soon as possible. They will advise you on what to do next and guide you through the claims process. If you are looking for car insurance quotes in Toronto or Brampton, make sure to shop around. And compare prices to find the best deal for your needs.
Why Collison Coverage is important?
It’s also important to note that if you have Collison coverage, you may be protected against hit-and-run incidents. This type of coverage typically includes damage to your vehicle caused by events such as theft, vandalism, and hit-and-run accidents. Be sure to review your insurance policy to see if you have this coverage, and if so, what the deductible and coverage limits are.
Motor Vehicle Accident Claims Fund (MVACF)
If you have been the victim of a hit-and-run car accident, it’s important to know your rights and options. In Ontario, for example, the Motor Vehicle Accident Claims Fund (MVACF) provides compensation for individuals who are injured or killed in hit-and-run accidents, or accidents involving uninsured or underinsured motorists. This fund is available to anyone who has been involved in a hit-and-run accident, regardless of whether they have insurance coverage.
To make a claim through the MVACF, you must provide proof of your injuries, damages, and expenses, as well as any information you have about the other driver or vehicle involved in the incident. You may also need to provide a police report, witness statements, and other documentation to support your claim.
In conclusion, being involved in a hit-and-run car accident can be a stressful and overwhelming experience. However, by remain calm & reporting the incident to the police and your car insurance provider. Discuss your coverage and options with your car insurance broker. If you are in the market for a car insurance quote in Ontario click on the like below to get best car insurance rate and coverage.