Yes, you can typically get a refund if you cancel gap insurance early, but the amount and process depend on the provider and how much time has passed since you purchased the policy. Most gap insurance providers offer a prorated refund, meaning you’ll be reimbursed for the unused portion of the coverage term, assuming no claims were filed. To cancel, you usually need to submit a written request along with documentation such as proof of loan payoff or vehicle sale. Some dealers or insurers may also charge a cancellation fee. If the premium was financed into your auto loan, the refund might go to the lender rather than directly to you, reducing your loan balance instead. Always check your specific policy’s terms and conditions to understand the exact cancellation and refund process. Contact your gap insurance provider or lender for clear instructions and to initiate the cancellation.