Return to Invoice (RTI) Gap Insurance covers the difference between what your insurance pays out if your vehicle is written off or stolen and the amount you originally paid for the vehicle. If you have a total loss, your standard insurance will typically reimburse you based on the current market value of the vehicle, which may be less than what you originally paid. RTI Gap Insurance bridges this financial gap by reimbursing the difference between the insurance payout and the original invoice price, including any additional costs such as taxes and fees. This type of coverage ensures that you won’t be out of pocket for the difference, allowing you to replace your vehicle with the same model or get back the amount you initially invested.