No-fault insurance is a type of car insurance that covers medical expenses and other related costs after an accident, regardless of who is at fault. Under this system, each driver’s insurance pays for their own injuries and damages, rather than determining liability through legal proceedings. This eliminates the need for long lawsuits and speeds up compensation, allowing individuals to get medical treatment quickly. It typically covers medical bills, lost wages, and other out-of-pocket expenses related to the accident. However, no-fault insurance does not cover property damage, and if the accident results in severe injury or significant damages, drivers may still seek compensation from the at-fault party’s insurance. No-fault laws vary by state, with some requiring all drivers to have it, while others offer it as an optional coverage. This system aims to reduce the burden on courts and insurance companies while providing timely assistance to accident victims.