Commercial auto insurance protects business assets and revenue by covering financial losses from accidents involving company vehicles. It pays for vehicle repairs, medical expenses, and legal fees if the business is found liable for injuries or property damage. Policies typically include liability coverage, collision, comprehensive, uninsured/underinsured motorist protection, and medical payments. This prevents businesses from paying out-of-pocket for damages, which can disrupt cash flow. Additionally, coverage extends to employee drivers, safeguarding the company from lawsuits. Without insurance, a single accident could lead to costly settlements or loss of vehicles critical to operations, directly impacting revenue. Some policies also offer rental reimbursement, ensuring business continuity while repairs are made. Cargo coverage protects transported goods, reducing financial risks. In industries reliant on transportation, such as delivery or logistics, commercial auto insurance is crucial for maintaining stability and legal compliance. It ultimately safeguards business investments and ensures uninterrupted operations.