Yes, you typically need to report an accident even if you’re not planning to file an insurance claim. Reporting ensures that all parties involved fulfill legal obligations and allows for an accurate record of the incident. In many jurisdictions, failing to report an accident can result in penalties, such as fines or license suspension. Additionally, reporting ensures that any potential injuries or damages are documented, which may become relevant later, especially if the other party decides to file a claim or lawsuit. It’s essential to review the specific laws and regulations in your area regarding reporting accidents, as requirements can vary depending on location and circumstances. Ultimately, prompt reporting promotes transparency and facilitates a smoother resolution process for all parties involved.