Do I Need to Buy Insurance When I Rent a Car?


    Yes, it is generally recommended to purchase insurance when renting a car. While rental companies typically offer insurance options, your personal auto insurance or credit card coverage may not fully cover all aspects of rental car usage, such as liability, damage, or theft. Buying the rental company’s insurance can provide added peace of mind and protect you from significant out-of-pocket expenses in case of an accident or damage. Additionally, rental car insurance often includes coverage for loss of use, meaning you won’t be responsible for paying the rental company for the days the car is being repaired. Before renting, it’s wise to review your existing policies and understand what they cover, then consider the additional protection offered by the rental company’s insurance to make an informed decision based on your needs and the level of risk you’re comfortable with.