Yes, this requirement is extremely common. Commercial landlords across Ontario—including Mississauga and Brampton—often ask tenants to carry Commercial General Liability (CGL) insurance as part of their lease agreements.

Landlords want protection from liability arising from tenant operations. For example:

• If a fire starts in your leased store and damages the building, your CGL policy pays for repairs.

• If a customer slips and falls in your space, your insurance—not the landlord’s—covers the claim.

Landlords usually request proof of coverage through a Certificate of Insurance (COI) from your broker. This certificate confirms your policy is active and meets their required limits, often $2–5 million. Some landlords also ask to be listed as an “additional insured,” giving them added protection.

If you lease commercial space in Mississauga, Brampton, or anywhere in Ontario, expect CGL to be mandatory. Failure to provide proof can delay lease signing or even risk your tenancy.

An Ontario insurance broker coordinates with your landlord to issue the certificate, ensure adequate coverage limits, and meet all requirements. This is why working with a broker is essential—especially for complex lease agreements.