Using personal auto insurance for business purposes is generally not recommended. Most personal auto insurance policies exclude coverage for vehicles used primarily for business activities, such as transporting goods or clients, driving for ride-sharing services, or making deliveries. If you use your car for business, your personal insurance may not cover accidents, damages, or injuries that occur during these activities. To ensure proper coverage, you may need a commercial auto insurance policy, which is designed specifically for business-related driving. However, in some cases, you might be able to add a rider or endorsement to your personal policy to cover limited business use, but this depends on the insurer’s rules. It’s essential to check with your insurance provider to understand the specifics and avoid potential gaps in coverage that could leave you financially exposed in the event of an accident.
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