Although Ontario motorists are not required to install winter tires, Ontario vehicle insurance have been required to offer discounts for winter tires beginning January 1, 2016.

However, discount provided for winter tires are 2% on annual premium but it curbs the risk of collision which benefits drivers to be considered as a good driver.
When the temperature is around 7 degrees Celsius or higher, all-season tires are usually suitable to drive on. The rubber is flexible enough to keep a strong grip on the road at these temperatures. When the temperature goes below 7 degrees Celsius, though, the compound in all-season tires hardens, reducing traction. In freezing temperatures (7 C or lower), winter tires are designed to spread out and maintain a stronger traction. Winter tires also have tread patterns that are meant to force water to the sides of the tire, allowing it to keep in better contact with the road surface.

Is all wheel drive vehicles substitute for Winter Tires?

It’s crucial to note that while features like four-wheel drive (4WD), anti-lock brakes, and electronic stability control can help with acceleration and maneuvering, they don’t help much with stopping or slowing down. Winter tires are the only way to achieve better traction on a snowy or icy road.
Logo of Winter tires?

Only Certified Winter tires are considered as a safe tire, According to Transport Canada, to qualify as a “winter tire” in Canada, it must be labelled with the 3-peaked mountain/snowflake.