The two main types of coverage typically found in an aviation insurance policy are hull insurance and liability insurance. Hull insurance protects the physical aircraft itself, covering damage from accidents, theft, or other perils. This coverage is similar to comprehensive car insurance for airplanes. On the other hand, liability insurance covers the aircraft owner or operator against claims for bodily injury or property damage caused to others as a result of the aircraft’s use. This includes situations such as accidents involving third parties or damage to someone else’s property caused by the aircraft. Both types of coverage are crucial for protecting aircraft owners and operators from financial losses due to unforeseen events or accidents.