In Edmonton, a red light camera ticket typically costs $405, which includes a $345 base fine and a $60 victim fine surcharge. These tickets are issued to the vehicle’s registered owner, not the driver, so they do not include demerit points and do not go on your driving record. As a result, they generally do not affect your car insurance premiums in Alberta, because insurance companies rely on your driving abstract, which won’t reflect camera infractions. However, if you have multiple unpaid fines or are convicted of similar traffic offenses directly, insurers might review your overall risk profile. It’s still important to pay the fine on time to avoid collection actions or holds on your vehicle registration. While the ticket is expensive, its impact on insurance is usually negligible unless part of a broader pattern of risky behavior.