Yes, commercial auto insurance offers coverage options unique to businesses that aren’t typically found in personal auto insurance policies. These include coverage for vehicles used for business purposes, such as delivery trucks, company cars, or work vehicles, which require specific protection. Notable options include liability coverage for injuries or damages caused while using the vehicle for business operations, as well as cargo coverage for goods being transported. There are also specialized coverages like hired and non-owned auto insurance for businesses using rented or employee-owned vehicles, and garagekeepers’ liability for businesses like repair shops or car dealerships that may need protection for customer vehicles in their possession. Additionally, commercial auto insurance can provide broader protection for fleets, ensuring that multiple vehicles owned by the business are covered under one policy. These unique coverages ensure that businesses are fully protected against risks associated with commercial vehicle use.
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