Call for a quote: 1-866-358-2860

Auto Insurance Discounts

At Aaxel Insurance, we helps you to get discounts on your auto insurance policy.

Loyalty-Based Auto Discounts

Multi Policy

Average savings: 5-15%

Save when you have two or more policies with Aaxel. For instance, if you carry auto and snowmobile insurance with us, you’ll enjoy a discount on one of those policies. You can also combine auto with motorcycle, auto with RV, or any other combination of Aaxel products. And if you have both auto and home insurance with us, you’ll earn discounts on both your home and auto policies.

Multi Vehicle

Average savings: 12-30%

Save when you have more than one vehicle listed on your policy. You can add any car to your auto policy (belonging to a spouse, family member, or roommate), as long as it’s kept primarily at your address.

Continous Insurance

Average savings: Vary

When you switch to Aaxel, we honor the time you spent with your previous insurer with a discount. The amount of the discount will vary based on how long you’ve been continuously insured.

Driver-Based Auto Discounts

Safe Driver Discount

Average savings: 5-10%

The safer you drive, the more you can save.

Teen Driver Discount

Average savings: 5%

Adding a teen driver to your policy can increase the price — offset the cost a bit with our teen driver discount (driver must be 18 years or under).

Good Student Discount

Average savings: 5-10%

A smart student makes you a smart shopper. Add a full-time student on your policy who maintains a “B” average or better, and we’ll add a car insurance discount.

Distant Student Discount

Average savings: Vary

If you have a full-time student on your policy who is 22 years of age or younger and lives more than 100 miles from your home, you’ll receive a discount — as long as the student doesn’t have a vehicle while at school.

Homeowner Discount

Average savings: Neaerly 10%

You’ll get another discount simply for being a homeowner, even if your home isn’t insured through Aaxel’s network of home insurers.

Discounts For how you quote and buy

Online Quote

Average savings: 7%

You’re eligible for this discount when you quote car insurance online. The discount also applies if a licensed Aaxel representative finishes your quote over the phone.

Sign Online

Average savings: Nearly 5%

Here’s another easy discount anyone can earn. If you’re comfortable signing your documents online, we’re comfortable kicking in Aaxel’s sign online discount.


Average savings: Vary

When you opt to receive your documents via email, you’ll automatically receive a discount. These savings are dependent upon signing your documents online, and are in addition to our sign online discount.


Average savings: Vary

If you pay for your policy in full up front, you’ll earn a discount.

Automatic Payment

Average savings: Vary

If the pay in full option isn’t right for you, we’ll give you a discount for setting up automatic payments from a checking account, credit card, or debit card. (This discount cannot be combined with pay in full discounts).

More ways to save on car insurance

Avoid Tickets and Accidents

Average savings: Up To 30%

With Aaxel, safe driving = extra savings. If you’ve had no tickets or accidents in the past three years, your policy price could average 31% less than customers who have accidents or violations.

Accident Forgiveness

Average savings: Vary

Small Accident Forgiveness: Starting with your first policy term, we won’t raise your rate on a claim less than $500.

Large Accident Forgiveness: If you’ve been an Aaxel customer for at least five years, remained accident and violation-free for up to five years, your rate won’t increase if you have an accident.

We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.
*Discount varies and is not available in all states or situations.
*All discounts will not be applied at the same time.