Recreation and leisure Insurance

Reacreation & Leisure Insurance

Without at least a few of the “toys,” what would Canadian life be like? You will value the simplicity and cost-effective options we have available for all of your recreational insurance needs as part of your personal insurance account.

Our insurance programs are excellent and competitive, and they are available for practically all of your leisure needs, including – ATV’s, boats, yachts, motorcycles, snowmobiles, personal watercraft, cottages, trailers, motorhomes, antique & collector cars, and more! Whether it is for your fishing boat, luxury yacht, first trailer, cottage, or retirement motorhome!

Our personal insurance brokers will work with one of the best Canadian insurance companies to provide simple, affordable insurance solutions.

Join thousands of customers who have trusted Aaxel!

Get a quote and save up to 40%

You are just moments away from getting covered & savings!



Aaxel Insurance serves all your insurance needs
under one roof!!!

As a valued customer, your one call does it all. We will work hard to make sure, your insurance needs are met under one roof at a very reasonable cost.







Why Aaxel Insurance Brokers?
Because we offer a lot more than a policy.

Purchase your personal insurance with ease at a very comparative rate plus ease of management.

Best Digital Experience

Although, we are just a call away!

Always Here For You

We’re here for you 24 * 7

Full Transparency

Best Coverage, Best price, clear language

Independent Insurance Broker

Being independent we work for you, not for an insurance company

Your Coverage,
Your Way

Your insurance as per your needs, your way!


We compare your rates across the available markets and save!


Our Trusted Insurance Partners

We represent almost all major insurers, Over 60+ of insurers. Yes that’s right!



What our customers say about us?

Our customers ❤ us, and so will you!
Learn why thousands of Canadian small businesses trust us with their insurance needs.

For over 25 years I have been working with various insurance brokers who provided insurance coverage for my many vehicles, home and business.The services I received from Mrunal Shah at Aaxel has been outstanding. Mrunal has always took the time to address any concerns I have, she always go the extra mile to see that I am getting the best value for money.I would never trade Mrunal Shah and Aaxel for any other. I am happy to be a client of Aaxel insurance servicing my business, home and auto insurance for the last 3 years. I have found a home and would never trade Aaxel for anyone else.
Errol HenryPresident TECH WAVE Communications
I am insured with Paul Mann/Aaxel Insurance since 2005 when i started my trucking company. Now i own a good size fleet and i am very satisfied with the service i receive from Aaxel Insurance. Aaxel has grown multi fold, has multiple offices. Aaxel’s success can definitely be attributed to the best customer service they provide at ease. I strongly recommend if you are looking to change your broker or get second opinion for your insurance needs.
Vipin SharmaOracle Canada
I am very much satisfied from the services of Aaxel Insurance and my broker Prathibha Balaji. I never interacted with such a nice as a person in my professional tenure especially in the Insurance industry who is very knowledgeable, esthetical in her advice, prompt with her responses and most dedicated professional, she is always helpful and provides the best of her services with fullest honesty.
Uzma MazharMississauga ON

Claims Examples

Your client slips while shopping at your store resulting in injuries

The client successfully sues your business for bodily injury. Your CGL coverage covers the legal expenses, medical fees and awarded settlement.

You are a restaurant owner and few of your customers suffered from food poisoning resulting in suit against you.

Your CGL will pay for defense costs as well as medical expenses and any court settlement awarded against you.

You are a contractor renovating your client’s property and accidently damage the washroom counter.

Your CGL policy will cover the cost of repairs and/or replacement.


Frequently Asked Questions About Auto Insurance

Get straight and simple answers to all your insurance frequently asked questions. These FAQs were gathered from Canadian like you.

Why I Need Auto Insurance Coverage?

Each Province and Territory has its own minimum liability and other insurance requirements. Our insurance brokers can recommend the proper coverages and can get you a very cheap auto insurance that meets and/or exceeds your needs.

When Should I Start My Car Insurance?

From the moment you own a car, you should have car insurance. It does not matter how often you drive, how far you drive or even if your car is in storage. If you own a car, you must have car insurance.

How Much Does Insurance Cost?

Each owner or driver of a car, who is looking for car insurance, should know how car insurance iscalculated. Below are the main factors that influence your car insurance premiums:

  • Car you drive
  • How long you have been insured
  • How often you drive
  • Any business use of the car
  • Your driving history
  • City you live in and more specifically your postal code
  • Coverage and coverage limits
  • If you are part of a group auto and home insurance program
  • Deductible you choose
  • And many more factors…

To get the best and cheap car insurance, you have to select the right options. It is very important that you are not sacrificing coverage and/or coverage limits to get cheap car insurance. You can get cheap car insurance by selecting higher deductibles, but remember, you should be able to cover the deductible in the event of a claim.

Our professional insurance brokers will walk you through this process and offer you many options.

How Can I Purchase Auto Inbsurance From Aaxel Insurance?

You can start by completing our online quote form, for your cheap car insurance.We will offer you a very cheap car insurance premium and the best possible coverage as per your needs.We will ask you all the relevant questions to get you the best car insurance quote. Some of the questions may include:

  • Car you drive
  • How long you have been insured
  • When you got your first license and since how long
  • How often you drive
  • Any business use of the car
  • Your driving history
  • City you live and more specifically your postal code
  • Coverage and coverage limits
  • If you are part of a group auto and home insurance program
  • Deductible

What Is Auto Liability Insurance?

Liability insurance is a mandatory coverage that must be included on your car insurance policy in order to legally drive a vehicle in Canada. If you’re at-fault in a car accident, your liability coverage helps cover the cost of legal expenses arising from damages caused to other drivers, pedestrians, or property, up to your policy limit.

What Limit I Need For Auto Liability Insurance?

Each Province and territory have its own minimum liability and other insurance requirements. Our insurance brokers can recommend you coverage and can get you a very cheap auto insurance that meets and or exceeds your needs.

What Coverage Should I Purchase To Protect My Vehicle?

You have many options as below:


Covers your automobile for damage resulting from upset or collision with the ground or other object.


Covers your automobile for damage caused by perils other than collision, such as fire, theft and vandalism.

Specified Perils

Specified perils insurance is a type of coverage for auto insurance that insures the policyholder’s car against damage due to certain perils pre-defined in the policy. As opposed to comprehensive coverage, which is based on an “all risks” form of coverage, this type only applies to the listed perils.

All Perils

All perils is an optional type of insurance. It is also referred to as “all risk”. It’s one of the most extensive. It combines collision and comprehensive. This includes protection for all risks unless they are otherwise excluded in your policy

What Is Usage Based Insurance and How Will It Save Me Money?

Telematics are changing traditional auto insurance policies. Telematics, or usage-based insurance (UBI), involves monitoring your driving habits. Usually insurance companies want to monitorthe following:

  • Sudden Braking
  • Abrupt Acceleration
  • Time and Distance Driven etc.

This data will be used to determine your personalized discount.

By participating in the telematics insurance program, you can save from 5 to 25% depending on your driving habits and the insurance company you are insured with.

This not only rewards good drivers with lower insurance rates, but encourages better driving habits.

  • All
  • Car Insurance
  • Classic Car Insurance
  • Motorcycle
  • Boat
  • RV/Motor Home
  • Home Insurance
  • Condo Insurance
  • Tenant’s Insurance
  • Rental Property Insurance
  • Cottage Insurance

Ready To Start? Let’s Get a Quote!

What coverage do you need?

Best quote from leading insurers.

At Aaxel, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.