Personal Insurance
Personal Insurance is about you, Your Auto, Home, Investment properties and your pleasure crafts. At Aaxel Insurance, we know that each person is unique and has different needs. One of our personal insurance brokers can help you find policies that fit your needs without any overlap of coverage, gaps, or unnecessary extra costs.
Our personal insurance brokers will work with one of the best Canadian insurance companies to provide simple, affordable insurance solutions.
Join thousands of customers who have trusted Aaxel!
Get a quote and save up to 40%
You are just moments away from getting covered & savings!
Aaxel Insurance serves all your insurance needs
under one roof!!!
As a valued customer, your one call does it all. We will work hard to make sure, your insurance needs are met under one roof at a very reasonable cost.
AUTO
INSURANCE
HOME
INSURANCE
RENTAL/SECONDARY PROPERTIES
RECREATION & LEISURE INSURANCE
BUNDLE
INSURANCE
PRIVATE CLIENT INSURANCE
Why Aaxel Insurance Brokers?
Because we offer a lot more than a policy.
Purchase your personal insurance with ease at a very comparative rate plus ease of management.
Best Digital Experience
Although, we are just a call away!
Always Here For You
We’re here for you 24 * 7
Full Transparency
Best Coverage, Best price, clear language
Independent Insurance Broker
Being independent we work for you, not for an insurance company
Your Coverage,
Your Way
Your insurance as per your needs, your way!
Savings
We compare your rates across the available markets and save!
Our Trusted Insurance Partners
We represent almost all major insurers, Over 60+ of insurers. Yes that’s right!
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What our customers say about us?
Our customers ❤ us, and so will you!
Learn why thousands of Canadian small businesses trust us with their insurance needs.
For over 25 years I have been working with various insurance brokers who provided insurance coverage for my many vehicles, home and business.The services I received from Mrunal Shah at Aaxel has been outstanding. Mrunal has always took the time to address any concerns I have, she always go the extra mile to see that I am getting the best value for money.I would never trade Mrunal Shah and Aaxel for any other. I am happy to be a client of Aaxel insurance servicing my business, home and auto insurance for the last 3 years. I have found a home and would never trade Aaxel for anyone else.
Errol HenryPresident TECH WAVE Communications
I am insured with Paul Mann/Aaxel Insurance since 2005 when i started my trucking company. Now i own a good size fleet and i am very satisfied with the service i receive from Aaxel Insurance. Aaxel has grown multi fold, has multiple offices. Aaxel’s success can definitely be attributed to the best customer service they provide at ease. I strongly recommend if you are looking to change your broker or get second opinion for your insurance needs.
Vipin SharmaOracle Canada
I am very much satisfied from the services of Aaxel Insurance and my broker Prathibha Balaji. I never interacted with such a nice as a person in my professional tenure especially in the Insurance industry who is very knowledgeable, esthetical in her advice, prompt with her responses and most dedicated professional, she is always helpful and provides the best of her services with fullest honesty.
Uzma MazharMississauga ON
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Claims Examples
You own a beautiful home and has a valid home insurance policy. One afternoon whole house gutted down due to fire.
The cost of rebuilding a similar kind and quality home, additional living expenses, contents of the home like furniture, clothes etc. are covered by the home insurance policy.
You have a valid home insurance policy and one of your guest who happens to be your best friend, while partying at your home slips from your wooden beautiful deck.
She had a broken arm and after about 6 months you received a legal notice from her lawyer. Your policy will not only defend you with best possible legal team but will also pay any settlement or award against you.
You have a valid home insurance policy and certain jewelry was scheduled including a diamond ring appraised at $21,000. You and your wife were attending a family wedding in France and Your wife lost her diamond ring which was scheduled on the policy for $21,000.
As the ring was scheduled for the full amount as appraised full appraised value will be paid.
You own a beautiful home and has a valid home insurance policy. One afternoon whole house gutted down due to fire.
The cost of rebuilding a similar kind and quality home, additional living expenses, contents of the home like furniture, clothes etc. are covered by the home insurance policy.
You have a valid home insurance policy and one of your guest who happens to be your best friend, while partying at your home slips from your wooden beautiful deck.
She had a broken arm and after about 6 months you received a legal notice from her lawyer. Your policy will not only defend you with best possible legal team but will also pay any settlement or award against you.
You have a valid home insurance policy and certain jewelry was scheduled including a diamond ring appraised at $21,000. You and your wife were attending a family wedding in France and Your wife lost her diamond ring which was scheduled on the policy for $21,000.
As the ring was scheduled for the full amount as appraised full appraised value will be paid.
Frequently Asked Questions About Auto Insurance
Get straight and simple answers to all your insurance frequently asked questions. These FAQs were gathered from Canadian like you.
Why I Need Auto Insurance Coverage?
Each Province and Territory has its own minimum liability and other insurance requirements. Our insurance brokers can recommend the proper coverages and can get you a very cheap auto insurance that meets and/or exceeds your needs.
When Should I Start My Car Insurance?
From the moment you own a car, you should have car insurance. It does not matter how often you drive, how far you drive or even if your car is in storage. If you own a car, you must have car insurance.
Each owner or driver of a car, who is looking for car insurance, should know how car insurance iscalculated. Below are the main factors that influence your car insurance premiums:
- Car you drive
- How long you have been insured
- How often you drive
- Any business use of the car
- Your driving history
- City you live in and more specifically your postal code
- Coverage and coverage limits
- If you are part of a group auto and home insurance program
- Deductible you choose
- And many more factors…
To get the best and cheap car insurance, you have to select the right options. It is very important that you are not sacrificing coverage and/or coverage limits to get cheap car insurance. You can get cheap car insurance by selecting higher deductibles, but remember, you should be able to cover the deductible in the event of a claim.
Our professional insurance brokers will walk you through this process and offer you many options.
How Can I Purchase Auto Inbsurance From Aaxel Insurance?
You can start by completing our online quote form, for your cheap car insurance.We will offer you a very cheap car insurance premium and the best possible coverage as per your needs.We will ask you all the relevant questions to get you the best car insurance quote. Some of the questions may include:
- Car you drive
- How long you have been insured
- When you got your first license and since how long
- How often you drive
- Any business use of the car
- Your driving history
- City you live and more specifically your postal code
- Coverage and coverage limits
- If you are part of a group auto and home insurance program
- Deductible
What Is Auto Liability Insurance?
Liability insurance is a mandatory coverage that must be included on your car insurance policy in order to legally drive a vehicle in Canada. If you’re at-fault in a car accident, your liability coverage helps cover the cost of legal expenses arising from damages caused to other drivers, pedestrians, or property, up to your policy limit.
What Limit I Need For Auto Liability Insurance?
Each Province and territory have its own minimum liability and other insurance requirements. Our insurance brokers can recommend you coverage and can get you a very cheap auto insurance that meets and or exceeds your needs.
What Coverage Should I Purchase To Protect My Vehicle?
You have many options as below:
Collision
Covers your automobile for damage resulting from upset or collision with the ground or other object.
Comprehensive
Covers your automobile for damage caused by perils other than collision, such as fire, theft and vandalism.
Specified Perils
Specified perils insurance is a type of coverage for auto insurance that insures the policyholder’s car against damage due to certain perils pre-defined in the policy. As opposed to comprehensive coverage, which is based on an “all risks” form of coverage, this type only applies to the listed perils.
All Perils
All perils is an optional type of insurance. It is also referred to as “all risk”. It’s one of the most extensive. It combines collision and comprehensive. This includes protection for all risks unless they are otherwise excluded in your policy
What Is Usage Based Insurance and How Will It Save Me Money?
Telematics are changing traditional auto insurance policies. Telematics, or usage-based insurance (UBI), involves monitoring your driving habits. Usually insurance companies want to monitorthe following:
- Sudden Braking
- Abrupt Acceleration
- Time and Distance Driven etc.
This data will be used to determine your personalized discount.
By participating in the telematics insurance program, you can save from 5 to 25% depending on your driving habits and the insurance company you are insured with.
This not only rewards good drivers with lower insurance rates, but encourages better driving habits.
- All
- Car Insurance
- Classic Car Insurance
- Motorcycle
- Boat
- RV/Motor Home
- Home Insurance
- Condo Insurance
- Tenant’s Insurance
- Rental Property Insurance
- Cottage Insurance
Ready To Start? Let’s Get a Quote!
What coverage do you need?
Best quote from leading insurers.
At Aaxel, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!
Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.