Commercial auto insurance typically covers a wide range of vehicles used for business purposes. This includes company cars, trucks, vans, and specialty vehicles such as delivery trucks, construction vehicles, and cargo vans. It extends to vehicles used for transporting goods, employees, or passengers as part of a business operation. It can also cover vehicles owned by contractors, food delivery services, or service providers like plumbers and electricians. Additionally, it provides coverage for leased, rented, or hired vehicles used in business operations. Commercial auto insurance helps protect businesses from liability, property damage, and accidents that may occur during work-related activities. It can also include coverage for specific risks like road accidents, theft, vandalism, or damage to third-party property. Some policies can be tailored for specific needs, such as hauling equipment or long-haul trucking, depending on the business’s operation.
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