Professional liability insurance for consultants covers claims related to errors, omissions, negligence, and professional misconduct in their services. This includes mistakes in advice, misrepresentation, breach of contract, failure to deliver promised results, and inaccurate analysis that leads to client financial loss. It also covers claims of copyright infringement, defamation, and confidentiality breaches. Legal defense costs, settlements, and judgments are included, even if the claim is baseless. Coverage extends to industries like IT, management, marketing, and finance consulting. However, it typically excludes criminal acts, intentional wrongdoing, and general business risks like property damage or employee disputes.