The main types of travel insurance coverage include trip cancellation/interruption insurance, which reimburses non-refundable expenses if a trip is canceled or cut short due to covered reasons like illness or emergencies; medical travel insurance, covering healthcare costs abroad, including hospitalization and emergency medical evacuation; baggage and personal belongings insurance, which compensates for lost, stolen, or damaged luggage; travel delay insurance, reimbursing expenses for delays caused by airlines, weather, or unforeseen events; emergency evacuation and repatriation insurance, covering transportation costs for medical emergencies; and accidental death and dismemberment (AD&D) insurance, providing financial benefits in case of severe injury or death. Some policies also include rental car coverage for vehicle damages and adventure sports coverage for high-risk activities. Coverage varies based on the policy and provider, so travelers should choose based on their specific needs, destination, and planned activities. Always review policy details before purchasing.
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