Getting approved for high-risk car insurance in Ontario can be challenging, but following certain tips can improve your chances. First, consider maintaining a clean driving record by avoiding accidents and traffic violations, as insurers prioritize safe drivers. If you have a history of claims, demonstrate that you’ve taken steps to reduce risk, such as completing a defensive driving course. Additionally, consider opting for a higher deductible, which can lower your premiums and make you more attractive to insurers. Another tip is to shop around and compare quotes from multiple providers, as some may specialize in high-risk policies. Also, improving your credit score can play a significant role, as insurers in Ontario may use it to assess your risk level. Lastly, working with an experienced insurance broker can help you find suitable coverage and negotiate terms tailored to your specific situation.