In Nova Scotia, there are several effective ways to save on car insurance. First, consider bundling policies, such as home and auto insurance, to earn discounts. Second, maintain a clean driving record, as accidents and violations increase premiums. Third, raise your deductible to lower your premium, but ensure it’s manageable. Fourth, use winter tires to qualify for discounts during colder months. Fifth, ask about loyalty discounts if you’ve been with the same insurer for years. Sixth, take a defensive driving course to show you’re a low-risk driver. Seventh, consider telematics-based insurance, where rates are based on your driving habits. Eighth, adjust your coverage based on your car’s age, dropping unnecessary extras for older vehicles. Ninth, shop around and compare quotes from different providers. Lastly, limit your mileage if possible, as fewer kilometers driven can reduce premiums. These strategies can significantly lower your car insurance costs in Nova Scotia.