How to Report a Stolen Car With Full Coverage Insurance?

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    To report a stolen car when you have full coverage insurance, start by contacting the police immediately to file an official report. Provide details like the car’s make, model, license plate number, and Vehicle Identification Number (VIN). Obtain a copy of the police report, as your insurance company will require it for processing your claim. Next, contact your insurer to report the theft and initiate the claim process. They’ll need the police report, any relevant documents, and may ask for details about the car’s last known location, circumstances of the theft, and any personal belongings in the vehicle. Full coverage typically includes comprehensive insurance, which should cover theft after any deductible. Your insurer may investigate further before approving the claim, especially if the car is not recovered. Keep track of communication with both the police and your insurance company throughout the process.