To prevent pest-related damage and remain on good terms with your home insurance policy, perform regular inspections, seal entry points, maintain cleanliness, and hire professional pest control services as needed. Keeping your home free of conditions that attract pests—such as moisture, food waste, and clutter—can minimize infestation risks. Insurers expect homeowners to manage these preventable risks. Documenting your maintenance efforts may also help in disputes over claims, especially if pest damage triggers a covered peril, like a fire. Preventive diligence reinforces your responsibilities under your insurance policy’s maintenance clause.