Can I Be Added to Another’s Car Insurance in Ontario?

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    Yes, in Ontario, you can be added to another person’s car insurance policy as an additional driver, provided the primary policyholder agrees and the insurance company approves it. The process typically requires you to be listed as a permitted driver on the policy, which means you will be covered if you drive the vehicle. However, the primary driver is still responsible for paying premiums, and your driving history and record may affect the policy’s cost. It’s important to note that some insurance companies may charge an extra fee for adding a driver. Additionally, if you’re driving a car that isn’t your own, make sure the insurance policy allows for temporary drivers. If you plan on driving regularly, it’s best to check if the coverage meets your needs, or consider adding your own insurance policy for more comprehensive protection.