Can an expired driver’s license affect my car insurance?

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    Yes, an expired driver’s license can significantly affect your car insurance. If your license is no longer valid, you are technically not legally permitted to drive, and most insurers will consider you an unlicensed driver. This can lead to cancellation or suspension of your current insurance policy, and it may be difficult or more expensive to obtain new coverage in the future. Driving with an expired license is considered a serious offense and can result in fines, demerit points, or even vehicle impoundment. Moreover, if you’re involved in an accident while your license is expired, your insurer may deny coverage, leaving you personally responsible for damages. It’s essential to keep your license current not only for legal driving purposes but also to maintain continuous and valid insurance coverage. Always inform your insurer immediately if your license status changes for any reason to avoid complications.