Yes, many home insurance providers offer discounts for energy-efficient upgrades because they often reduce risk and signal responsible homeownership. Upgrades like new roofing materials, Energy Star-rated appliances, smart thermostats, and reinforced windows can lower the likelihood of damage, electrical fires, or system failures. These improvements can lead to insurance discounts of 5% to 10% depending on the insurer and the specific upgrade. Additionally, installing eco-friendly features like solar panels or energy-efficient HVAC systems may qualify for savings if they are professionally installed and meet safety standards. Some insurers also reward smart home devices, like water leak detectors or smart smoke alarms, which enhance your home’s safety profile. To qualify, you typically need to provide documentation or proof of installation. Not all insurers offer these discounts, so it’s worth shopping around or asking your current provider about green home incentives and bundling opportunities that reward energy-conscious upgrades.
Our New Address: 2000 Argentia Road, Plaza 5, Suite 500, 5th Floor, Mississauga, ON L5N 2R7