Terence Noronha is a seasoned Canadian insurance professional with more than 20 years of experience in the insurance industry, with a strong background in commercial insurance underwriting and broker relations. He holds the FCIP designation and has also served as an instructor with the Insurance Institute of Ontario. Terence has spent many years with Intact Financial Corporation, including experience in commercial lines underwriting, and has developed strong relationships across the Canadian broker and insurance community. Public industry posts also recognize his long-standing collaboration with Intact and his upcoming retirement from that organization. At Aaxel Insurance Brokers, Terence serves as Vice President, Commercial Insurance, providing leadership for Aaxel's commercial insurance operations and helping strengthen underwriting, market relationships, and commercial growth.