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What is high risk insurance

What is High-Risk Insurance?

High-risk insurance, also known as non-standard insurance, is a type of insurance coverage that is offered to policyholders considered to be at a higher risk of filing a claim compared to the average person. The perceived risk could be due to various factors such as their driving record, age, credit history, and more.

For instance, in the context of auto insurance, individuals with multiple traffic violations, DUIs (Driving Under the Influence), or accidents are often considered high-risk. Similarly, new drivers without a driving history may also be considered high-risk due to their lack of experience.

High-risk insurance policies typically come with higher premiums as insurance companies see these policyholders as more likely to result in a payout. High-risk insurance isn't limited to auto insurance, it can also apply to health insurance, home insurance, and life insurance, depending on the individual's situation.

Why Aaxel Insurance Brokers?

Because we offer a lot more than a policy.

Purchase your personal & business insurance with ease at a very comparative rate plus ease of management.


We compare your rates across the available markets and save you the money that you deserve.

Your Coverage, Your Way

We help you to customize your coverage in ways that are best suitable for your insurance needs.

Best Digital Experience

Although, we are just a call away! You can get your policies through our account portal.

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Being independent we work for you, not for an insurance company. To give you the best service.

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We’re here for you 24x7. Just call us or chat online to get your queries solved.

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Best Coverage, Best price, Clear language. We always work for our valuable customers.

"Your Time & Money is Important."

With our Bundle Insurance (Auto + Home). We will help you to save your time and money by combining your insurance plan in one.

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We represent almost all major insurers, Over 60+ insurers. Yes that’s right!

Business Partners - Aaxel Insurance

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Aaxel Insurance Brokers Ltd.

Address: 1550 South Gateway Road Suite 220,
Mississauga, ON L4W 5G6

Monday - Friday: 09:00 am - 07:00 pm
Saturday: 10:00 am - 04:00 pm
Sunday: Appointment Only

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